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 VA Loans

 Government-backed with many benefits.

If you are a veteran looking for financing in order to purchase a home, then you are likely eligible for a VA loan. This is a special mortgage program partially guaranteed by the U.S. Department of Veterans Affairs, which allows lenders like us to reward veterans with far more favorable loan terms. In most cases, eligible applicants will be able to receive a mortgage at a low interest rate without having to put forth a down payment. Over the duration of the loan, there are usually refinancing options available that also allow veterans to cash out some of their equity in the property in order to pay for other, more pressing expenses.

A VA loan is partially guaranteed by the U.S. government, which means more favorable terms for veterans.

  • Competitive interest rates
  • No down payment required
  • No monthly mortgage insurance (PMI)
  • Current or retired U.S. military personnel, veterans, and spouses
  • Credit scores of 580 and higher
  • Sufficient income
  • Valid Certificate of Eligibility (COE)
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